United Neighborhood Federal Credit Union – is a not-for-profit financial cooperative. When you join the credit union, you become a shareholder – or an owner – of a very unique financial institution. Earnings above the required reserves are returned to you, in the form of lower interest rates on loans and competitive dividends on savings. We are owned and operated by our members.

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Like all credit unions, United Neighborhood Federal Credit Union is a not-for-profit financial cooperative. When you join the credit union, you become a shareholder – or an owner – of a very unique financial institution. Earnings above the required reserves are returned to you, in the form of lower interest rates on loans and competitive dividends on savings. We are owned and operated by our members. We exist solely for the purpose of serving our members' best interests. It's easy to join, just come in and sign up today. All you'll need is a valid picture ID with your current address or proof of your current address and your Social Security Card. You'll also need to sign a signature card and make a base deposit (minimum required balance is $25 plus a one-time application fee of $5) to start your new share account. You're now ready to enjoy UNFCU's services. Once you join, you and your FAMILY members who also join have a lifetime membership, even if you change jobs or move.

United Neighborhood Federal Credit Union: Become an Owner, Enjoy the Benefits

United Neighborhood Federal Credit Union (UNFCU) offers a unique financial experience. Unlike traditional banks, they are a not-for-profit cooperative, meaning you, the member, are an owner. This ownership brings several benefits:

Lower loan interest rates: Your shared ownership allows UNFCU to offer competitive rates on loans.
Higher savings dividends: Your deposits earn attractive dividends, maximizing your returns.
Member-centric focus: As an owner, your interests are paramount to UNFCU's operations.
Easy membership: Joining is simple and requires minimal documentation.
Lifetime membership: Once you and your family join, your membership is permanent.

Joining UNFCU gives you:

Access to a wide range of financial services: Manage your finances with checking and savings accounts, loans, mortgages, and more.
Personalized service: Receive friendly, knowledgeable assistance from their dedicated staff.
Community focus: UNFCU actively supports the local community through various initiatives.

Become an owner and experience the difference of a member-driven financial institution.