Howard University Employees Federal Credit Union: Your Cooperative Advantage

Did you know that your credit union is not just a financial institution, but a member-owned cooperative? Unlike banks, credit unions operate with the sole purpose of serving their members. Here's how being part of Howard University Employees Federal Credit Union (HUEFCU) gives you a unique advantage:

• Owned and controlled by members: You, the member, have a voice in the credit union's operations and decision-making processes.
• Profits returned to members: Unlike banks that distribute profits to shareholders, HUEFCU returns its earnings to its members in the form of competitive interest rates, lower fees, and other valuable benefits.
• Part of a global movement: You're joining 184 million members across 97 nations who are choosing the cooperative financial model.

HUEFCU's proud history:

• Founded in 1935, the same year as the Federal Credit Union Act, by eleven visionary members.
• Initially served the Howard University community with a capital of just $525.
• Grown to nearly 3,000 members and over $10 million in assets, demonstrating its commitment to serving its community.

Join HUEFCU and experience the power of cooperative banking.